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Service Area · San Diego County, CA

Bankruptcy Attorney Serving San Diego County

Ron Chini is a Chapter 7 bankruptcy attorney serving San Diego County from his Irvine office. Work directly with a real, named attorney — not a call center, a chain, or a lead-gen site — on a flat fee you'll know before you sign. You can get started for just $99.

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San Diego County is California's second-most-populous county — about 3.3 million people spread from the South Bay border up the coast to North County and inland to the East County mountains. It's also one of the most expensive places in the country to live, and a renter-majority region, so when a Navy paycheck ends, a biotech round doesn't close, or a medical bill lands, there's rarely home equity to fall back on and credit-card balances climb fast. Chapter 7 bankruptcy is the federal reset built for exactly that. Ron Chini has handled Chapter 7 from his Irvine office since 2009 and serves San Diego County entirely by phone, video, and e-signature — so the roughly 85-mile distance never costs you a thing. Here's what filing in San Diego actually involves: the single court that hears your case, the communities we serve, and the questions we hear most.

Your bankruptcy court: the Southern District of California

Here's what most San Diego filers don't realize: San Diego County is not in the Central District that covers the rest of Southern California. San Diego (and Imperial) County Chapter 7 cases are filed in the U.S. Bankruptcy Court for the Southern District of California, which sits at a single courthouse — the Jacob Weinberger U.S. Courthouse in downtown San Diego. Unlike Los Angeles or the Inland Empire, there's no division or zip-code routing: every San Diego County case goes to the same court.

Bankruptcy courthouse
Jacob Weinberger U.S. Courthouse
325 West F Street, San Diego, CA 92101
U.S. Bankruptcy Court, Southern District of California
341 Meeting of Creditors
A brief, routine hearing with the trustee — now held by video (Zoom) for Southern District cases, so most San Diego filers never travel downtown. We prepare you for exactly what to expect.

How we help San Diego County residents

From beach-city renters to East County families to South Bay homeowners, the debt that brings people to Chapter 7 in San Diego is remarkably consistent: a collection lawsuit in Superior Court, a garnishment that's eating into every paycheck, and unsecured balances that outgrew a punishing cost of living. A discharge clears that unsecured debt for good. These are the matters we handle most for San Diego County residents:

Cities we serve in San Diego County

From our Irvine office we represent clients across San Diego County — from the South Bay and Chula Vista up the coast through Carlsbad and Oceanside, and inland to Escondido and El Cajon. Don't see your city? We serve every San Diego County community — just give us a call.

San Diego County bankruptcy FAQ

Which court will handle my San Diego County bankruptcy?
All San Diego County Chapter 7 cases are filed in the U.S. Bankruptcy Court for the Southern District of California, at the Jacob Weinberger Courthouse in downtown San Diego. Unlike Los Angeles or the Inland Empire, there's no division or zip-code routing — every San Diego County case goes to the same court, and we handle the filing for you.
Do I have to go to a courthouse in San Diego?
Usually not in person. The one required hearing — the 341 meeting of creditors — is now held by video (Zoom) for Southern District cases, so you can avoid the drive downtown entirely. We prepare you for it and are with you throughout.
You're in Irvine — can you really help me in San Diego County?
Yes. We file your San Diego case electronically in the Southern District and handle documents by e-signature, and the 341 meeting is by video — so most clients never come to an office. You work directly with Ron, not a call center or a chain, whether you're in Chula Vista, Carlsbad, or El Cajon. We serve San Diego County from Irvine and don't maintain a San Diego office.
How much does Chapter 7 cost in San Diego County?
It's a flat fee — quoted in writing at your free consultation, never billed by the hour — and you can get started for $99, with payment plans available. You speak directly with Ron, not an intake rep, and you'll know the full cost before committing to anything. Learn more about Chapter 7 →
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